Global Privacy Policy

This Policy applies to all visitors, customers, and users of our Services, and to all data collected online or offline through any form of interaction. By using our Services, you consent to the practices described herein.

We collect personal data directly and automatically, including:

• Identifiers: Name, email, phone number, address
• Commercial Data: Transactions, purchases, payment methods
• Biometric and Health Data: Where applicable and with consent
• Geolocation: Precise and approximate location data
• Internet Activity: Browsing history, behavioral analytics
• Device Identifiers: Device type, operating system, unique identifiers
• Other Data: Any other data required for lawful and legitimate business operations

We utilize Artificial Intelligence and Machine Learning ("AI/ML") technologies to analyze behavioral data, enhance service personalization, detect fraud, and improve user experience. Automated decision-making may influence personalized recommendations or fraud prevention mechanisms, never without appropriate human oversight and legal safeguards.

We process data for legitimate business purposes:

• Service delivery and account management
• Communication and customer support
• Compliance with legal obligations
• Analytics and service improvement
• Marketing and personalization
• Platform security and fraud prevention

Processing is always grounded in a lawful basis under applicable law.

We do not sell personal data. We share information only with trusted service providers, payment processors, affiliates, analytics vendors, and legal authorities when required by law. Each third-party partner is contractually obligated to maintain equivalent data protection standards.

Data may be processed and stored in the United States and other jurisdictions. All transfers comply with GDPR Chapter V and equivalent safeguards through Standard Contractual Clauses, adequacy decisions, or binding corporate rules.

Personal data is retained only for as long as necessary to fulfill the purposes for which it was collected or as required by law. Retention schedules are periodically reviewed for compliance and minimization.

We comply with the Children's Online Privacy Protection Act (COPPA) and do not knowingly collect data from children under 13 years old (or 16 in applicable jurisdictions) without verifiable parental consent. Parents may contact us to review or delete their child's data at any time.

Depending on your jurisdiction, you may have the right to:

• Access your personal data
• Correct inaccurate information
• Delete your data (right to be forgotten)
• Restrict processing
• Object to processing
• Port your data
• Withdraw consent

Requests can be submitted using the contact information below.

We employ administrative, technical, and physical safeguards that meet or exceed industry standards, including:

• Encryption for data transmission and storage
• Pseudonymization of sensitive data
• Role-based access controls
• Multi-factor authentication
• Continuous threat monitoring

We use cookies, web beacons, and similar tools for site functionality, analytics, and marketing. Users can control cookie preferences via browser settings or our Cookie Management Tool.

This Policy incorporates global privacy principles such as lawfulness, fairness, transparency, purpose limitation, data minimization, accuracy, integrity, and accountability. These principles apply uniformly across all operations and subsidiaries.

We may update this Policy to reflect legal, technical, or business developments. The latest version will always be available on our website, with a new 'Last Updated' date. Continued use of our Services constitutes acceptance of any modifications.